Privacy Policy
Last Updated: October 17, 2025
CU-Rates.org ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.
Information We Collect
Automatically Collected Information
When you visit our website, we automatically collect certain information about your device, including:
- Browser type and version
- Operating system
- IP address (anonymized)
- Pages visited and time spent
- Referring website
- Device type (mobile, desktop, tablet)
Information You Provide
We collect information you voluntarily provide when you:
- Use our mortgage calculator
- Contact us through our contact form
- Subscribe to our newsletter (if applicable)
How We Use Your Information
We use the information we collect to:
- Provide and maintain our website
- Improve user experience
- Analyze website usage and trends
- Respond to your inquiries
- Detect and prevent fraud or abuse
- Comply with legal obligations
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience. Cookies are small data files stored on your device. You can control cookie preferences through your browser settings.
Types of Cookies We Use:
- Essential Cookies: Required for website functionality
- Analytics Cookies: Help us understand how visitors use our site (Google Analytics)
- Advertising Cookies: Used to display relevant advertisements (Ezoic)
Third-Party Services
We use the following third-party services:
- Google Analytics: For website analytics (with IP anonymization)
- Ezoic: For displaying advertisements and managing ad placements
These services may collect information about your visits to our website and other websites. Please review their privacy policies for more information.
Data Retention
We retain your information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.
Your Rights
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information
- Opt-out of marketing communications
- Disable cookies through your browser settings
Children's Privacy
Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.
Data Security
We implement appropriate technical and organizational measures to protect your information. However, no method of transmission over the internet is 100% secure.
California Privacy Rights (CCPA)
California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected and the right to opt-out of the sale of personal information. We do not sell personal information.
GDPR Compliance
For users in the European Economic Area (EEA), we comply with the General Data Protection Regulation (GDPR). You have the right to access, rectify, erase, restrict processing, and data portability.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
Contact Us
If you have questions about this Privacy Policy, please contact us at: